Healthcare costs are confusing, unpredictable, and often unaffordable—even for insured Americans who still face hidden deductibles and surprise bills. This financial uncertainty doesn’t just hurt patients—it erodes trust, delays care, burdens providers, and drives up systemic costs.
At XO Health, we believe there’s a better way. By moving from fragmented fee-for-service models to alternative payment models (APMs) with episode-based cost-sharing, members know what they’ll pay upfront—before care begins. That kind of predictability empowers smarter choices, eases financial strain, and improves access. For providers and employers, this model drives better outcomes, improves collections, and cuts through the administrative friction that plagues today’s system. It’s a win-win-win—and most importantly, it’s already working.
Best of all, the research agrees. Check out VBID Health’s newest White Paper “Episode-Based Cost-Sharing” to explore more about how this innovation is poised to help improve affordability, transparency, and access, fostering a more equitable and efficient health care system.